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An investment loan will be reviewed even more stringent from an underwriting point than for your primary.  We understand the differences in a loan for rental property and an owner occupied residence. From  cashouts,to Purchases  APPLY ONLINE, (link to application at Texasmortgagehome.com)for quick prequalification.

A Texas investment loan can be used for rental property (non-owner occupied loans) 1-4 units. Investment property loans are usually a higher interest rate than an owner occupied, or non investment loan.

Your basic options are : 

1. Long Term - Conventional Mortgages for investors 

2. Local - Portfolio lenders (usually 15 year terms), good for investors that may be self employed, own more than 10 properties or just don't fit the box for conventional - fannie mae type loans

3. Private - Hard money (For rehabs, quick close on purchase, Non bankable transactions) see Texas Rehab Loan

( 15 year)

Texas investment property loans come with more options today than ever before. Whether your income property loan is for Purchase or refinance up to 80% financing is available. There are even interest only or option arms that are tools to increase your monthly cash flow. A single borrower can often finance and unlimited amount of properties if set up correctly. The 10 properties limit is for fannie mae, we can still fund up 10,  but most lenders cap the limit at 4 today and Fannie Mae could soon change.   Visit our loan application page  for loan applications.

Contact Info

Monty Busch


ph. 214-213-8967
fx. 214-242-3753
Toll Free: 866-489-5363
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Texas Mortgage Place & Texas Investor Loans - DB Capital - 6310 Lakeshore , Dallas, TX 75214